Property finance

Acquisition, new-build or refinancing? We structure and arrange financing up to EUR 18m, with indicative terms within twelve hours.

Property acquisition

Senior or junior debt for a property purchase.

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Development finance

Capital to build new rental and owner-occupied homes.

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Bridging loan

Short-term finance with a term of 1–18 months.

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Refinancing

Refinance existing loans or release capital.

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Housing cooperative loan

Permanent financing for housing cooperatives in new-build projects and conversions.

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Why do companies choose Elva?

Tailored

Short lead times and real flexibility let us tailor finance around your needs. Good deals should not have to wait.

Straightforward

Apply digitally and receive indicative terms within twelve hours. No coordinating several lenders, negotiating terms or assembling paperwork. Focus on your core business — we make sure the deal goes through.

Personal

You get a dedicated adviser who stays with you the whole way. Available, engaged, and wholly focused on finding the right solution for you.

FAQ

What kinds of financing do you help with?

We work with property financing in all its forms – property acquisitions, development finance, bridging loans, refinancing and housing cooperative loans. We can also help with financing for company acquisitions, energy efficiency or traditional business lending.

How quickly do I get an answer?

We usually come back within twelve hours with indicative terms. How long the full process takes depends on the size of the deal.

What is required to obtain financing?

What matters is whether the deal stands up, not only what can be pledged as security. We start from your purpose and your circumstances, and find routes even where an ordinary bank says no.

What security is needed?

It depends on the structure — sometimes security is required, sometimes not. We go through what applies to your particular deal before you decide.

How much can I finance?

It depends on the deal and the security. We go through what is possible in your case and put together a structure that fits.

Which companies do you work with?

We work with companies and property owners facing a specific deal — an acquisition, a property purchase or a larger investment. Our focus is finding the right structure for deals where an ordinary bank is not always enough.