Bridge Financing
Short-term finance with a term of 1–18 months
EUR 0.5–45m
We arrange bridge financing of any size.
Flexible terms & maturity
We adapt the term and conditions to your circumstances and the deal itself. Bridge financing can often be granted without amortisation.
Digital application
Apply quickly and easily today, and we come back with indicative terms.
How does it work?
Apply digitally
Complete the application in our portal.
Indicative terms quickly
We analyse the deal, gather the supporting documents and come back with a decision.
Disbursement
We send out the loan agreement, and once it is signed the loan is paid out.
What is bridge financing & how does it work?
Bridge financing is short-term finance covering a temporary liquidity need or bridging the gap between two deals. The property serves as security and the term is kept short, normally 1–18 months.
Elva structures the financing quickly and drives the process, so you can act when an opportunity appears.
When does bridge financing fit?
- Bridging the time until permanent financing is in place
- Moving fast on an acquisition before the long-term structure is settled
- Freeing up capital while awaiting a sale or disposal
- Covering a temporary liquidity need in a project
Frequently asked questions about bridge financing
Which properties can be used as security?
Most property types work as security, for example residential, commercial and industrial property.
When is the loan paid out?
Because bridge financing is usually about timing, it is paid out as soon as the loan agreement is signed and the security over the property is in place.
How long is the repayment period?
Bridge financing is normally interest-only for its term. The loan is repaid in full at the end, within 1–18 months. The structure is adapted to the deal.
How quickly do we get an answer?
Once the application is submitted, we come back quickly with indicative terms.
What are the requirements for bridge financing?
The most important thing is a plan for how the loan will be repaid at the end of the term. Beyond that we look at the security over the property, the property's value and the company's creditworthiness.