Bridging loan
Short-term finance with a term of 1–18 months
EUR 1–18m
We arrange bridging loans of any size.
Flexible terms & maturity
We adapt the term and conditions to your circumstances and the deal itself. Bridging loans can often be granted without amortisation.
Digital application
Apply quickly and easily today, and receive indicative terms within twelve hours.
How does it work?
Apply digitally
Complete the application in our portal.
Indicative terms within 12 hours
We analyse the deal, gather the supporting documents and come back with a decision.
Disbursement
We send out the loan agreement, and once it is signed the loan is paid out.
What is a bridging loan & how does it work?
A bridging loan is short-term finance covering a temporary liquidity need or bridging the gap between two deals. The property serves as security and the term is kept short, normally 1–18 months.
Elva structures the bridging loan quickly and drives the process, so you can act when an opportunity appears.
When does a bridging loan fit?
- Bridging the time until permanent financing is in place
- Moving fast on an acquisition before the long-term structure is settled
- Releasing capital while awaiting a sale or disposal
- Covering a temporary liquidity need in a project
Frequently asked questions about bridging loans
Which properties can be used as security?
Most property types work as security, for example residential, commercial and industrial property.
When is the loan paid out?
Because a bridging loan is usually about timing, it is paid out as soon as the loan agreement is signed and the security over the property is in place.
How long is the repayment period?
A bridging loan is normally interest-only for its term. The loan is repaid in full at the end, within 1–18 months. The structure is adapted to the deal.
How quickly do we get an answer?
Once the application is submitted, indicative terms are issued within twelve hours.
What are the requirements for a bridging loan?
The most important thing is a plan for how the loan will be repaid at the end of the term. Beyond that we look at the security over the property, the property's value and the company's creditworthiness.