Energy efficiency
Cut energy costs and raise the value of the property
No capital of your own
The financing can cover the full cost of the measures and be kept outside your capital expenditure budget. You get the result without tying up capital.
Lower operating costs
More efficient heating, cooling and energy supply lower your running costs and reduce your exposure to swings in electricity prices.
Higher property value
A better energy rating strengthens the long-term value of the property and makes it more attractive to tenants and buyers. At the same time you meet the tightening energy requirements that could otherwise stand in the way of future financing.
How does it work?
Apply digitally
Complete the application in our portal.
Initial answer within 12 hours
We analyse the deal, gather the supporting documents and come back with a decision.
Disbursement
We send out the loan agreement, and once it is signed the loan is paid out.
What does energy efficiency financing involve?
Energy efficiency financing is a loan that covers the full cost of energy-improving measures in a property – for example insulation, ventilation, solar panels or heat pumps. The loan is kept outside your own capital expenditure budget, so you avoid tying up equity.
Banks' green loans usually offer better terms only once the property is already energy efficient – but the transition to get there is hard to finance in the traditional way. That is where we come in. Because the measures lower energy costs, the saving helps repay the loan over time, and you end up with lower consumption, a better energy rating and an upgraded property.
Why businesses & property owners choose to improve energy efficiency
Energy efficiency is both a financial and a regulatory question. The EU's requirements on the energy performance of buildings are being tightened step by step, and with the right financing the transition does not have to wait. Common uses are:
- improving the property's energy rating to obtain better financing terms
- lowering operating costs through more efficient heating, cooling and ventilation
- installing solar panels, heat pumps or battery storage without investing your own capital
- meeting the EU's energy requirements and strengthening the property's long-term value
- modernising an older portfolio without burdening the capital expenditure budget
Frequently asked questions about energy efficiency
Who can use the financing?
The solution suits property owners, construction and property projects under development, industry and the public sector – anyone who wants to reach their energy targets without burdening their own capital expenditure budget.
Which measures can be financed?
Usually insulation, ventilation, heating, solar panels and energy storage – measures that reduce the need to buy energy from outside. The financing covers all the costs required to reach the property's energy targets.
Do we have to invest our own money?
No. We structure a solution that covers the full cost of the measures, so the transition is both affordable and low-risk. Where needed it is complemented with equity or debt.
What do we get out of it?
Lower energy costs, higher property value, better bank terms and energy requirements met. Because the saving is larger than the cost, the solution pays for itself over time.
Can you help with existing energy systems?
Yes. Beyond new measures, we can also help sell or refinance existing energy systems. Get in touch and we will go through your options.