Business acquisition
Financing for buying a company
A better structure
With deep experience, we put together financing that fits the deal – even when the company has no assets to pledge as security.
Less administration
The whole process is handled digitally, from first contact to closed deal. No forms and no unnecessary meetings – you get a quick answer instead of waiting weeks for the bank.
A smooth process
We run the entire process, from start to completed deal, so you can skip the admin and focus on the acquisition itself.
How does it work?
Apply digitally
Complete the application in our portal.
Initial answer within 12 hours
We analyse the deal, gather the supporting documents and come back with a decision.
Disbursement
We send out the loan agreement, and once it is signed the loan is paid out.
What is acquisition finance?
An acquisition loan makes it possible to buy an already established company with existing revenue, customers and working processes. Instead of building a business from nothing, you take over one that already stands on solid ground.
The need for carefully structured financing often arises when the company has no physical assets to pledge as security, which is common in consulting, IT, services and staffing. An ordinary bank loan is then rarely enough. At Elva the financing is shaped entirely around the deal. We combine several sources – vendor loan notes, bank debt and external credit – and build the right structure around the company's earnings, so the purchase can go through without tying up more of your own equity than necessary.
Why clients seek help with acquisition finance
Buying a company is rarely a standard transaction, and the financing often decides whether it happens at all. With the right structure you can complete the purchase without tying up unnecessary amounts of your own equity. Common uses are:
- buying a company with no physical assets to pledge
- growing quickly through acquisition rather than organically
- making a bolt-on acquisition during an ongoing growth phase
- resolving a change of ownership or a generational handover
- taking the first step as a business owner by buying an established business
Frequently asked questions about business acquisitions
Which companies can be financed?
Most limited companies, including those in consulting, IT, services and staffing, where the value sits in the business rather than in physical assets. We build the solution around the company's earnings and the circumstances of the deal.
What security is required?
It depends on the structure. In an acquisition it may be a pledge over the shares in the company being bought, while in other cases the solution rests entirely on the earnings of the business.
How much of the purchase price can be financed?
It depends on the deal, the security available and the company's earnings. We go through what is possible and often combine several sources – such as vendor loan notes, bank debt and external credit – into a single structure.
How quickly do we get an answer?
Once the application is submitted, an initial answer is given within twelve hours.