Property acquisition
Senior and junior debt for a property purchase
EUR 1–18m
Whether you are buying a single property or a portfolio, we structure the financing for you.
Flexible terms & maturity
We adapt the term, amortisation requirements and conditions to your circumstances and the deal itself.
Digital application
Apply quickly and easily today, and receive indicative terms within twelve hours.
How does it work?
Apply digitally
Complete the application in our portal.
Indicative terms within 12 hours
We analyse the deal, gather the supporting documents and come back with a decision.
Disbursement
We send out the loan agreement, and once it is signed the loan is paid out.
How does financing a property acquisition work?
Acquisition finance is the capital used to buy a property or a property-owning company. It is structured around the property's cash flow and assets, and may consist of a senior loan (first-ranking security) combined with a junior loan (subordinated) to cover a larger share of the purchase price.
Elva structures the acquisition around the deal, assembles the documentation and drives the process through to completion.
What is acquisition finance used for?
- Buying a single property
- Buying a property company, where the property sits inside a company
- Expanding an existing property portfolio
- Combining senior and junior debt to release equity
Frequently asked questions about property acquisition
What is the difference between senior and junior debt?
The senior loan is the base financing with first-ranking security over the property and sits first in the order of priority. The junior loan is subordinated and sits on top, covering a larger share of the purchase price and reducing the equity required. The two are often combined for an efficient capital structure.
Which properties can be financed?
We work with most property types — residential, commercial, industrial and public-sector properties. What matters is the deal and the value of the property rather than the category itself.
Can Elva finance the purchase of a property company?
Yes. Where a property is owned through a company and it is the shares that change hands, the financing is structured around how the deal is packaged. Security can then take the form of a pledge over the shares in the company, often combined with mortgage deeds over the property.
How quickly do we get an answer?
Once the application is submitted, indicative terms are issued within twelve hours.