Business loan
Capital for investment, growth or a stronger cash flow.
Better terms
With a broad network of capital and deep experience, we make sure you get the best terms available.
Flexibility
We offer business loans for different purposes, with different terms, loan amounts and requirements. We listen to you and put together the best loan for your company.
A smooth process
We run the entire process, from start to disbursement, so you can skip the admin and focus on what moves your business forward.
How does it work?
Apply digitally
Complete the application in our portal.
Initial answer within 12 hours
We analyse the deal, gather the supporting documents and come back with a decision.
Disbursement
We send out the loan agreement, and once it is signed the loan is paid out.
What is a business loan & how does it work?
A business loan is a form of financing companies use to cover needs such as growth, investment or liquidity. The loan can be short or long term, on fixed or floating terms, depending on the purpose and the need.
At Elva the loan is shaped entirely around your company. We structure the financing according to its purpose and put together the arrangement that fits best – whether you prioritise a low interest rate, fast handling or particular terms.
What are business loans used for?
- Acquiring companies or properties
- Purchasing machinery, vehicles or other equipment
- Temporary cash flow challenges
- Expansion into new markets or lines of business
- A liquidity buffer through low or high season
- Recruiting staff or external specialists
Frequently asked questions about business loans
What does it cost to get help with a business loan from Elva?
An assessment costs nothing. We go through the deal and come back with a proposed structure and clear terms before you decide. No hidden fees.
What interest rate will I get on a business loan?
The interest rate is set individually, based on the company's finances, its ability to repay and the type of security that can be provided. We structure the arrangement so the terms are as good as possible for the deal.
How large a business loan can I get?
Through Elva you can apply for business loans from SEK 100,000 up to SEK 50m.
How quickly do we get an answer?
Once the application is submitted, an initial answer is given within twelve hours.
Can a business loan be repaid early?
Practically all lenders allow early repayment at no additional cost.
What documentation is needed?
You will usually need the latest annual accounts, tax returns, bank statements for the past three to six months, a certificate of registration, and any security documents. The more information you can share, the better the terms tend to be. You do not need everything in place from the start – we help put the right documentation together.
What are the minimum requirements?
The most common requirements are that the company has been active for at least one to two years, has stable finances, a good payment history and at least one guarantor.